{"id":84,"date":"2023-08-24T04:00:00","date_gmt":"2023-08-24T10:00:00","guid":{"rendered":"https:\/\/www.shavanoinsuranceagency.com\/blog\/?p=84"},"modified":"2023-08-31T09:15:33","modified_gmt":"2023-08-31T15:15:33","slug":"what-boat-insurance-policies-cover","status":"publish","type":"post","link":"https:\/\/www.shavanoinsuranceagency.com\/blog\/what-boat-insurance-policies-cover\/","title":{"rendered":"What Boat Insurance Policies Cover"},"content":{"rendered":"<p style=\"text-align:start\"><span style=\"color:#000000\">Boat insurance policies have the potential to offer a wide variety of coverage options that offer protection if you own\/operate a boat or watercraft. If you are a&nbsp;boat owner in the greater San Antonio, TX area, the insurance professionals at Shavano Insurance Agency LLC&nbsp;can help you find the most suitable insurance coverage for your watercraft. <\/span><\/p>\n<h2 style=\"text-align:start\"><span style=\"color:#2f5496\">Boat Insurance Coverage Options<\/span><\/h2>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Coverage for boats will vary, depending on the policy and your boating insurance needs, but typically includes:<\/span><\/p>\n<h3 style=\"text-align:start\"><span style=\"color:#1f3763\">Physical Damage to the Boat<\/span><\/h3>\n<p style=\"text-align:start\"><span style=\"color:#000000\">If damaged by a covered peril, this&nbsp;portion of the policy covers the expenses related to repairs or replacement. <\/span><\/p>\n<h3 style=\"text-align:start\"><span style=\"color:#1f3763\">Liability <\/span><\/h3>\n<p style=\"text-align:start\"><span style=\"color:#000000\">If the insured, while operating the boat, causes property damage\/bodily injury to another individual, it may cover medical expenses, legal fees, etc.<\/span><\/p>\n<h3 style=\"text-align:start\"><span style=\"color:#1f3763\">Medical Payments <\/span><\/h3>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Regardless of who may be at fault, this covers medical costs for you and your passengers if injured on the boat.<\/span><\/p>\n<h3 style=\"text-align:start\"><span style=\"color:#1f3763\">Uninsured\/Underinsured Boater<\/span><\/h3>\n<p style=\"text-align:start\"><span style=\"color:#000000\">This helps cover expenses if a party to the accident is underinsured\/uninsured. <\/span><\/p>\n<h3 style=\"text-align:start\"><span style=\"color:#1f3763\">Personal Property<\/span><\/h3>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Personal property on the boat &ndash; fishing gear or electronics, etc. that is damaged or lost may be covered.<\/span><\/p>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Other optional riders\/coverage includes &ndash;<\/span><\/p>\n<ul>\n<li>Towing and Emergency Assistance<\/li>\n<li>Wreck Removal<\/li>\n<li>Fuel Spill Liability, and more.<\/li>\n<\/ul>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Note that some policies might establish navigation limits &nbsp;&#8211; parameters that define where you can operate the watercraft. Extending past these limits might impact coverage.<\/span><\/p>\n<h3 style=\"text-align: start;\"><span style=\"color:#2f5496\">Schedule A Consultation Today!<\/span><\/h3>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Keep in mind boat insurance varies widely, so it is essential to review your boat insurance policy terms and discuss your specific insurance needs with a licensed provider to ensure that you have the right coverage for your boat and your boating activities. Contact Shavano Insurance Agency LLC serving the greater San Antonio, TX area.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Boat insurance policies have the potential to offer a wide variety of coverage options that offer protection if you own\/operate a boat or watercraft. If you are a&nbsp;boat owner in the greater San Antonio, TX area, the insurance professionals at Shavano Insurance Agency LLC&nbsp;can help you find the most suitable insurance coverage for your watercraft. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[13,15],"class_list":["post-84","post","type-post","status-publish","format-standard","hentry","category-boat-watercraft-insurance","tag-san-antonio-tx","tag-shavano-insurance-agency-llc"],"_links":{"self":[{"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/84","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=84"}],"version-history":[{"count":1,"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/84\/revisions"}],"predecessor-version":[{"id":85,"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/84\/revisions\/85"}],"wp:attachment":[{"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=84"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=84"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shavanoinsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}