Umbrella Insurance in Texas

If your family is like most Central Texas families, you are involved in a lot of activities outside of your regular work and school obligations. Maybe you coach a little league team, volunteer at a local food pantry, sell baked goods at your local farmers' market or participate in extreme sports like motocross or black diamond skiing. While all these activities are rewarding and even fun, they can expose you to liability should someone inadvertently become injured because of your actions. For example, maybe someone tripped on your table covering at the farmers' market or fell and broke their arm during a little league practice. Defending this type of liability lawsuit can be expensive, even if you aren't found to be liable, and most regular insurance policies don't cover these types of activities. That's where an umbrella insurance policy can be invaluable.

What is an umbrella insurance policy?

An umbrella insurance policy makes funds available to defend and settle, if necessary, a liability lawsuit that stems from activities outside of your regular work and home. This type of insurance also offers protection against loss due to slander, libel, and invasion of privacy. A single umbrella insurance policy provides protection against loss due to a variety of situations. You don't need separate policies for each of your outside activities. You don't even have to list or declare your activities upfront.

Staying protected with the Shavano Insurance Agency

Active families need to protect their assets against potential liability. To learn more about umbrella insurance and how this type of policy can help guard you and your family against financial loss due to a liability lawsuit, contact Shavano Insurance Agency LLC in San Antonio, TX by calling us today. We've been helping active San Antonio area families like yours with their insurance needs since 2013.