Click to Call
Shavano Insurance Agency, LLC

4429 De Zavala Rd
San Antonio, TX 78249

Get Directions

Shavano Insurance Agency, LLC Blog

Who Needs Full-Timers RV Insurance?

Shavano Insurance Agency LLC offers its customers recreational vehicle (RV) insurance that protects their financial security in San Antonio, TX, and wherever in the U.S. they travel. Most RV policies cover property and bodily injury liability, but you can add comprehensive and collision coverage to create a full coverage policy.

Full Coverage or Full-Timers? 

Full coverage works great if you only take an occasional trip in your RV. It provides the same strong coverage as a well-designed auto policy.

If you decide to travel the country in your RV full-time—living in it as your home—you need full-timer coverage. This adds to the liability and personal property coverage, creating home insurance for your RV.

Why Upgrade to a Full-Timer’s Policy?  

When you start living in your RV and traveling full-time in it, you take a lot of valuable property with you. You probably pack up your hobbyist equipment and some tools. You upgrade the electronics and appliances in your RV. That equals a lot of money you would lose if an accident occurred and damaged the RV and its contents.

When you live in an RV, you use it like a home. That means you have friends and family over to your home for coffee or a meal. All those people visiting you increase your liability. The cramped quarters of an RV can contribute to trip and fall accidents. Your increased liability coverage pays for the medical bills incurred if an accident happens on or in your RV.

Contact Us Today 

At Shavano Insurance Agency LLC, we want your insurance to work for you. Before you leave San Antonio, TX, on your next trip, visit our office to update your RV insurance. If you plan to live in your RV full-time, you’ll need to switch to full-timers insurance. 

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!


Partner Carriers

  • Aegis
  • Allied Trust
  • American Modern
  • AmTrust
  • Assurant
  • Beazley
  • Berkshire Hathaway Guard
  • Bristol West
  • BTIS
  • CatCoverage
  • Chubb
  • ClearCover Insurance
  • CNA
  • Cypress Texas
  • Dairyland
  • Employers
  • Encompass
  • Foremost
  • Gainsco
  • Hagerty
  • Hiscox Insurance
  • Home Owners Of America
  • Infinity
  • Kemper
  • Lemonade Insurance Company
  • Liberty Mutual
  • Markel Specialty
  • MetLife
  • MissionSelect
  • National General
  • Nationwide
  • Next Insurance
  • Orchid
  • Progressive
  • RLI
  • Safeco Insurance
  • State Auto
  • Texas Fair Plan
  • Texas Mutual Insurance
  • Texas Windstorm Insurance Association
  • The Bond Exchange
  • The General
  • The Hartford
  • Travelers
  • Trexis
  • US Assure
  • USLI
  • Wellington