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Shavano Insurance Agency, LLC

4429 De Zavala Rd
San Antonio, TX 78249

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Shavano Insurance Agency, LLC Blog

I already have homeowners insurance. Do I need flood insurance as well?

If you already have homeowners insurance from Shavano Insurance Agency LLC, it’s important to evaluate whether you should also get flood insurance. Your standard homeowners’ policy typically doesn’t cover flooding, so having a separate flood insurance policy can provide much-needed protection in the event of a flood here in the San Antonio, TX area.

Why Flood Insurance?

It’s important to understand that the risk of flooding is not limited to waterfront properties—any home can be impacted by flooding, making it essential to research the risks and potential costs associated with floods in your area.

The National Flood Insurance Program provides coverage for both residential and commercial properties, helping to offset the costs associated with flood damage repair or replacement. Additionally, many lenders require borrowers who live in high-risk zones to purchase a flood insurance policy as a requirement for obtaining a mortgage loan. So even if you don’t think your property is at risk for flooding, you may still need to consider getting coverage if required by your lender.

By doing your research and understanding the different types of coverage available, you can make an informed decision about whether or not you need additional protection from floods by purchasing a separate flood insurance policy.

Reach Out To Us!

For more information or to find a policy that is right for you, give us at Shavano Insurance Agency LLC a call today. We are proud to serve the San Antonio, TX area and would be happy to help you find a policy that meets both your needs and your budget. So don’t wait. Give us a call today and give your home the protection it deserves.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!


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