Motorcycle riders in the San Antonio, TX area are required by law to have liability coverage in the amount of $30,000 per person or $60,000 per wreck to pay for injuries to the driver or passengers of the other vehicle. In addition, they are mandated to purchase $25,000 to cover property damage.
Other coverage is available for your bike, and this can include medical payment coverage that will extend to your own hospital bills and those who are riding with you.
Collision insurance helps when your motorcycle comes into contact with another object, and this can be something stationary, such as a tree or a lamp post, or it can also happen during a wreck. This indemnification pays for repairs to your own property.
Comprehensive coverage takes care of expenses that do not involve crashing into something, for example, if a falling tree branch lands on your chopper or if it is impacted by incidents like vandalism or theft. Your helpful Shavano Insurance Agency LLC representative can go into more detail about what would be included.
Uninsured motorist insurance is a type of indemnification that is used in instances where the other driver did not purchase insurance and is at fault for your injuries or property damage. Underinsuranced coverage is an option that is of benefit when the other individual has insurance, but it is not sufficient to completely cover expenses.
Gap insurance pays for the remaining balance when your bike is totaled, and you still owe your lender. This is available only to subscribers who already have comprehensive and collision insurance.
Shavano Insurance Agency LLC Can Assist You
We take pride in serving the area of San Antonio, TX providing insurance packages to meet our clients’ needs. We welcome you to reach out to us regarding your life circumstances, and we can be reached by phone, online, or in person.