When you own a boat, you’ve invested a lot into it. You need to keep it protected with a boat insurance policy. It’s important to have it in place at all times so that your boat, and you, are always protected. There are many risks that exist for boats, and boat insurance can help you to mitigate those risks. If you have a boat that isn’t insured, call us at Shavano Insurance Agency LLC in San Antonio, TX to get started.
Boats and Risks on the Water
Your boat faces a lot of risks on the water, and these include risks that you are liable for. When you get into an accident on the water that is your fault, you are liable for the damage that is caused to others. You could face paying a lot of medical bills due to injuries sustained in the accident. It’s a good idea to have liability insurance coverage for your boat so that these bills can be paid by the policy. It’s also a good idea to have collision coverage so that the damage to your own boat is covered if you are in an accident.
Other Types of Coverage
Comprehensive coverage is a type that covers the boat when it isn’t on the water. There are many risks that boats face when they are on land, and it’s a good idea to have this coverage to protect the investment you’ve made in your boat. There is also lost article coverage that pays for items that you lose during an accident with your boat.
Protect Yourself With Boat Insurance
It’s always smart to have boat insurance, even though boat insurance isn’t required in Texas. You can stay protected with a boat policy y calling us at Shavano Insurance Agency LLC in San Antonio, TX.