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San Antonio, TX 78249

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How Can I Reduce The Cost Of Classic Car Insurance?

Many residents of San Antonio, TX own classic cars. If you are one of these residents, one of the things that might be bothering you is how you can bring down the cost of your classic car insurance. At Shavano Insurance Agency LLC, we would like you to get a better deal on your classic car insurance. Here’s how to do it:

Going for a Lower per Mileage Restriction

Most auto insurers offer per vehicle mileage restrictions on an annual basis. The more mileage you plan to drive, the higher your classic car insurance premium will be. If you don’t drive your classic car that much, you can lower the premiums you pay by opting for a lower per mileage restriction. Whenever you are about to hit your limit, it’s critical that you contact your insurance account manager and ask them to increase your annual per mileage limit.

Store Your Car in a Locked Garage

If you store your classic vehicle in a locked garage instead of the driveway, your insurance provider will consider it better protected and safer; thus, they will likely lower your classic car insurance premiums.

Do an Annual Valuation of Your Classic Car

If your auto insurance provider assumes that your classic car has a higher value, they will charge you higher premiums. Doing an annual valuation of your classic vehicle will enable you and your insurance provider to stay updated on the actual value of your car. Therefore you will pay premiums that reflect the real value of your vehicle.

Take Advantage of Multi-Car Discounts

If you own multiple classic vehicles, you can take advantage of multi-car premium discounts. It’s best that you insure all your classic cars under one policy to maximize your multi-car premium discounts.

At Shavano Insurance Agency LLC in San Antonio, TX we would be happy to answer all your auto insurance questions. Contact us today.

Do you need to have classic car insurance in Texas?

When you are in the San Antonio, TX area, owning a classic car can be a dream. If you want to get a classic car in this area of the state, it would be wise for you to get the right insurance plan for it. For many, this means getting a specific classic car insurance plan. There are various reasons why you need to maintain this type of coverage here. 

Protect Your Asset

A key reason that you will want to have a classic car insurance plan is so you can protect your valuable and prized asset. If you intend to purchase a classic car, you will be making a unique investment. As opposed to traditional vehicles, a classic car can increase in value. If you obtain a proper classic car insurance plan, you are going to have coverage for this increased value as you will have an opportunity to negotiate your coverage amount with your insurance provider.

Liability Support

You should also get a classic car insurance plan to obtain support to offset your liability risk. Similar to driving any other type of car, you are taking on liability risk when driving a classic car. If you get a classic car insurance plan, you will have the support needed to offset this risk. The full plan will also give you the coverage needed to comply with state law surrounding this requirement. 

There are plenty of reasons to obtain a classic car insurance plan in the San Antonio, TX area. When you are looking for this coverage here, you should call Shavano Insurance Agency LLC. There are a lot of benefits that come with this coverage and Shavano Insurance Agency LLC can help you assess your needs and give the guidance you need to choose a plan to properly cover your classic car. 

A Guide To Help Texas Car Collectors Find Classic Car Insurance

Shavano Insurance Agency LLC provides coverage to the San Antonio, TX community and the surrounding areas. We seek to simplify the process of finding coverage for our clients. We hope to provide excellent customer service as we work with you to find the coverage you need.

Classic Car Insurance Guide

As a classic car collector, you have invested a lot of time and energy into this hobby. Classic cars are precious commodities which means there is always a high demand. Classic car trade shows and exhibitions in San Antonio, TX are always packed. While you are probably careful when you drive your classic cars to shows, you are still at risk. Classic car insurance gives you a safety net to lean on if you are somehow involved in a collision while driving.

You must drive your classic car on a minimal basis. Ideally, you should only drive the car to special shows and exhibits. If the vehicle goes over a specific amount of miles, it may lose its classic car status. Performing regular maintenance on your classic car is also important. If you opt to add custom parts or accessories to your vehicle, you can amend your policy to cover those items if they are damaged or stolen.

Liability coverage may not seem important to you, but it only takes a split second for something to happen. You are covered if your vehicle causes damage to someone else or another object. If you are riding with a passenger and suffer an injury, liability coverage will protect you. You can also amend your policy to protect your classics while they are in storage. Before choosing a policy, be sure to have your classic cars appraised to determine their true value.

Shavano Insurance Agency LLC Will Help You Protect Your Assets

Visit our website to learn more information about classic car insurance.

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