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San Antonio, TX 78249

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Shavano Insurance Agency, LLC Blog

Why might classic car insurance be a better option than standard auto coverage?

For people who love cars in the San Antonio, TX area, owning a classic vehicle can be a dream. When you are a classic car owner here, not only will it be a prized possession and vehicle, but it could also be a great investment. Accordingly, you will need to have a unique type of insurance to cover this asset. A classic car insurance plan may be a better insurance option than a standard auto for various reasons. 

Cover Collectible Value of Car

One of the main reasons to have a classic car insurance plan is so you can receive the full collectible value of the car. With a standard auto insurance plan, the level of coverage you receive will be based on the market value, which can depreciate over the years. With a classic car insurance plan, you can get to a fair replacement price, which can include any appreciation that comes with these collectibles. 

Realistic Liability Protection

Whenever you ever plan on driving your classic car, you will need to have liability coverage. However, classic cars are driven sparingly, and your actual liability risk is quite low. When you get a classic car insurance plan, you will receive necessary liability coverage, but your premiums can be based on the actual mileage you drive each year. 

If you are going to buy a classic car and you are in the San Antonio, TX, area, you will find that having classic car coverage is a great option. As you are shopping for a new policy, you can give us a call at Shavano Insurance Agency LLC to discuss your needs. Our team of insurance professionals with Shavano Insurance Agency LLC will provide you with any help that you need to have your questions answered to ensure you build an ideal plan. 

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