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Shavano Insurance Agency, LLC Blog

Does Motorcycle Insurance Cover Theft?

Just because there has been no reported case of theft in your area doesn’t mean that your personal belongings are safe. Your motorcycle is susceptible to theft at any time. That’s why you need to take some measures to protect yourself against theft. 

But I have a motorcycle lock; that’s all I need, you might think. The fact is, no matter how secure you think your motorcycle is, you can still lose it to theft. And that makes it crucial to have insurance coverage that protects you against theft. If your motorcycle is stolen, at least you won’t have to incur out-of-pocket expenses to replace it. 

For motorists in San Antonio, TX, liability coverage is not enough. You need to make sure your investment is covered. That’s where you need to involve Shavano Insurance Agency LLC.

How Do You Protect Your Motorcycle with Insurance?

If you want to protect your motorcycle from theft, then acquire comprehensive coverage. Apart from theft, it will cover so many losses, excluding collisions with an object or vehicle. A comprehensive policy focuses on the damage done to your vehicle from vandalism, falling objects, and more.

Is It a Legal Requirement?

In Texas, motorists are only required to have liability coverage by law. So, comprehensive coverage is optional. However, you should have it if financial safety is something you take seriously. A motorcycle is not a cheap investment that you can replace out of pocket after losing one to theft. 

What to Do If Your Motorcycle Is Stolen

Before you become a victim of motorcycle theft, make sure you have the right coverage— and that’s comprehensive coverage. If your bike is stolen, do not panic and make sure to report to the police. Then, contact your insurance company. 

Recover from Theft with Motorcycle Insurance

If you live in San Antonio, TX, and you’ve yet to purchase comprehensive motorcycle coverage, then you’re putting your investment at risk. 

Contact Shavano Insurance Agency LLC and arrange for coverage that protects your motorcycle against theft and more.

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