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San Antonio, TX 78249

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Shavano Insurance Agency, LLC Blog

How Does Motorcycle Insurance Work?

When you love to hit the open road on a motorcycle, it’s important to make sure that you are covered against many of the risks that you face as a motorcycle owner. It’s required that you have motorcycle insurance on your bike so that you, and others, are protected in case of an accident. If you are in San Antonio, TX, call us today at Shavano Insurance Agency LLC. Never go without the insurance policy you need to stay legal and protected.

Covering Your Liability

Just as with auto insurance, your motorcycle insurance policy has to have liability coverage within it. There are different kinds of coverage that are all in your motorcycle insurance, and this includes liability protection. You must by law have liability protection that covers the costs involved with accidents that are judged to be your fault. The coverage types that you need include bodily injury liability which pays for a third party’s medical bills if they have been injured in an accident. Property damage liability covers the cost of the damages to the other party’s vehicle or other property. When you have this coverage, you are less likely to be sued for damages because the policy will be there to pay for them. 

Comprehensive and Collision

When you get your motorcycle policy, you should opt to get collision coverage and comprehensive coverage. These two types protect your own vehicle against various risks and can pay to have the bike repaired or replaced if there is an accident or other incident that damages it. 

Get Your Motorcycle Coverage

When you own a motorcycle, you need to have the right policy in place to protect yourself. Call us at Shavano Insurance Agency LLC in San Antonio, TX to find out more and to get started with the right policy for you. 

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