If you’re planning to purchase a new sailboat this summer, you’ll need to determine how much boat insurance coverage you need. Boat insurance protects your watercraft from accidents, adverse weather events, and criminal activity.
Watercraft Accident
A watercraft accident could result in property damage, boat damage, and bodily harm. Liability boat coverage is designed to protect a boat owner. It covers the cost of damage that a boat owner is responsible for. An accident could occur while boating or while transporting a sailboat from one location to another. Having adequate coverage will prevent high expenses associated with being sued by another party.
Bodywork and Mechanical Repairs
You may be involved in a boating accident that isn’t your fault. Collision boat coverage provides protection for incidents not covered by another party’s insurance. If bodywork or mechanical repairs are needed, collision coverage may handle the out-of-pocket costs that a boat owner is faced with. This type of coverage also provides protection against inclement weather events. It will help pay for the repair and replacement of the sail, body, and other vital components that comprise a sailboat.
Criminal Activity
You may be concerned about a criminal act occurring when you are not present. Your sailboat is prone to theft and vandalism when it is unoccupied. Coverage that protects from criminal activity will support restoring your sailboat if necessary.
Your Sailboat Insurance Policy in San Antonio
An agent from Shavano Insurance Agency LLC will prepare your boat insurance policy for you. Schedule an appointment to meet with one of our agents who serve San Antonio, TX. After consulting with an agent concerning your sailboat, the agent will advise you on boat insurance types.
