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Shavano Insurance Agency, LLC

4429 De Zavala Rd
San Antonio, TX 78249

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What Types of Damage Does Boat Coverage Cover?

When you’re out on the water, enjoying the serene beauty of San Antonio, TX, the last thing you want to worry about is potential damage to your boat. That’s where comprehensive boat coverage from Shavano Insurance Agency LLC comes into play. While many boat owners understand the importance of insurance, they may not be fully aware of the extent of coverage available for their watercraft.

  1. Physical Damage Coverage: Boat insurance typically includes coverage for physical damage to your vessel. This encompasses damage resulting from collisions, storms, fires, theft, vandalism, and other unforeseen events. Whether your boat suffers hull damage or requires repairs due to an accident, physical damage coverage helps offset repairs or replacement costs.

  2. Liability Coverage: Accidents happen, and if you’re found liable for injuring someone or damaging property while operating your boat, liability coverage can offer financial protection. It helps cover legal fees, medical expenses, and property damage costs incurred by third parties, providing peace of mind and safeguarding your assets.

  3. Medical Payments Coverage: In the unfortunate event of an accident resulting in injuries to you, your passengers, or even water skiers being towed by your boat, medical payment coverage can help cover medical expenses. It ensures that necessary medical treatments, hospital bills, and related costs are taken care of promptly, regardless of fault.

We understand the unique risks associated with boating in San Antonio, TX, and beyond. Our customizable boat coverage options are designed to meet your specific needs, offering comprehensive protection and invaluable peace of mind on the water. Contact Shavano Insurance Agency LLC today for expert guidance and a personalized insurance plan tailored to your needs. 

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