RVing is a great way to see the country, but it’s essential to have the right insurance in case of an accident. Here are four mistakes people make with their RV insurance that can leave them unprotected.
1. Declining Emergency Roadside Assistance
As an RV owner, it’s important to have emergency roadside assistance coverage. This will come in handy if you break down on the road and if you experience a flat tire or lock your keys in your RV. Without this coverage, you’ll be forced to pay out of pocket.
2. Not Choosing Enough Liability Coverage
If you’re driving an RV, it’s crucial to have a lot of liability coverage. This is because RVs are so large and can cause a lot of damage if they accidentally hit anything or anyone. To protect your assets, get a policy that offers enough liability coverage.
3. Not Understanding Your Policy
To know how much coverage you have, it’s important to understand your policy. For instance, if your RV is financed, you may need to purchase collision, comprehensive, and liability coverage. Also, check to see if any of your personal belongings are covered so that they won’t be left unprotected in the event of an accident.
4. Not Updating Your Policy
Just because you had the right insurance in the past doesn’t mean you still have it today. If you made any changes to your RV or major life changes, such as getting married or divorced, getting a teen driver, or buying a home, you might have to update your policy.
Looking for RV Insurance in San Antonio, TX?
RVing is a common pastime for many Americans, but it’s important to remember that accidents can happen at any moment. By understanding how much insurance protection you need and updating your policy when necessary, you’ll be prepared if an accident occurs. Shavano Insurance Agency LLC offers RV insurance and would be happy to answer any questions you may have about your coverage.