When you start driving in the state of Texas, you’ll need to purchase auto insurance. When you purchase an RV, you also need to insure it. You can’t use your existing auto insurance to insure your RV. That requires a separate policy specific to motorhomes. Shavano Insurance Agency LLC serves San Antonio TX with RV insurance to fulfill this requirement.
The state of Texas provides legal requirements for the level of motorhome (RV) insurance under the same law it requires auto insurance. Just as with auto insurance, you must purchase at least a minimum amount of insurance in the following amounts:
- bodily injury liability in the amount of $30,000 per person per accident,
- bodily injury liability in the amount of $60,000 per accident,
- property damage in the amount of $25,000 per accident.
When you read a document referring to "30/60/25" coverage, it refers to this minimum policy type. You probably want more than this minimal amount of coverage. The required state coverage only protects other people’s medical costs and property damage. It doesn’t cover your vehicle or injuries. Also, consider carrying more than the minimum required by the state. An accident can cost much more than your insurance will cover if more than one person gets injured or you damage more than one vehicle. In
Contact Shavano Insurance Agency LLC serving San Antonio TX for more information on insuring your RV. Don’t road trip until you obtain coverage, so you won’t get a ticket on Texas roads.